Charlotte's father was William Cogswell Rogers and her mother was Caroline Dudley. Her ancestry traces back to many early important New England families, including Thomas Dudley, second Governor of the Massachusetts Bay Colony and Rev. Nathaniel Rogers, pastor at Ipswich in 1638. The Cogswell family also had a large role in early New England history. A family tree chart, drawn in about 1900 by her brother's family, details this history.

Charlotte had an early involvement with the Salvation Army. She and her daughter, Josephine, were among the first to greet the Salvationists with Commissioner Railton. Her two older daughters became involved with the Salvation Army in Philadelphia, which was at its earliest beginnings in the United States. Daughters Captain Amelia Albright and Anna are thought to be the first two American Army officers. Daughter Josephine was later to become Lt. Colonel Josephine Albright, one of the few female divisional commanders in the country. Her youngest daughter, Charlotte Elizabeth (Albright) Buffett went to France, joining her husband as part of the Salvation Army, to help suffering US troops in Apr. 1919.

Charlotte was married to George W. Albright in Hoboken, New Jersey, in a ceremony performed by Rev. Mr. Vandervoort Bruce at St. Pauls Episcopal Church on Sunday, December 17, 1854. The announcement appeared in the Monday, Dec. 18, edition of the New York Evening Post. She likely met George in New York through her brother, William, who worked in the printing and publishing trades as did George.

George and Charlotte had eleven children. Their last child was born in 1877 when they were living in Philadelphia, where George worked for the "Philadelphia Ledger" newpaper.

Their children include,

1. Amelia Pertain (1855-1949); m. Lewis Franklin Pertain on Apr. 25, 1881 in Manhattan. They had nine children.

2. Anna Caroline Danby, (1857-1945); m. Thomas W. Danby in 1882. They had four children.

3. William Rogers Albright, born Sep. 30, 1859; lived 11 months.

4. George Albright, born Apr. 30, 1860; died at birth.

5. Edmund Neville Albright, (1862-1863); lived 20 months.

6. Charles Wesley Albright, (1864-1949); m. Anne Rebecca Cox in 1885, in Camden, New Jersey. They had two children.

7. Josephine Clara Albright, (1869-1956); did not marry.

8. Twins, Jane Cooper Albright and George Wilmurt Albright, born Nov. 9, 1873; Jane lived one month and George lived four months.

9. William J. Sewell Albright, (1875-1913); m1. Mary Jane Probst in 1897. They had three children; m2. Lois May Miller on Apr. 27, 1911. No addition children.

10. Charlotte Elizabeth Albright, (1877-1927); m. William Heber Buffet on Sep. 4, 1900. They had one adopted child, Margaret Caroline Buffett.

In her later years, she lived with her daughter's families, first in Anna's home in Manhattan (1900 census), then in Amelia's home in Brooklyn (1910 census).

In her last year of life, Charlotte was living with her youngest daughter, Charlotte Buffet, in Teaneck, New Jersey (1915 NJ census).

She died at the age of 84, in 1916, three years after her son Sewell's death.

She was buried on Dec. 7, 1916, in a lot purchased by her daughter Anna, in Kensico Cemetery.