Nancy Susan Williams, born on Dec 19, 1878, in Franklin County, Georgia, was the third of nine daughters born to James Martin Epp "Eppy" Williams (1853 – 1917) and Essie Adeline "Effie" Ayers (1857 – 1942). The family lived on their farm initially located in Flintsville District 211, Franklin County, Georgia, later redistricted into Militia District 264 of Carnesville, Franklin County, Georgia.

The 1880 census showed the 1 year old Nancy Susan Williams living with her family on a farm in District 211, Franklin County, Georgia. The Williams family was in Enumeration District #29, Dwelling #40, Family #43. The Household was listed as follows: 26 year old Eppie M as Head, 22 year old wife Essie, 5 year old Mary E, 4 year old Emma E and 1 year old Nancy S. Both Eppie and Essie were born in Georgia, as were the three children. Occupation for Eppie was listed as Farmer; Essie as Keeping House. Neither Eppie nor Essie were noted to be unable to read and write.

The 1900 census found 20 year old Nancy S Williams living with her parents and seven siblings on the family farm, owned by her father free of a mortgage. It was in Enumeration District 24 in Flintsville District of Franklin County, Georgia. On the census the Williams family was listed in Dwelling #19, family #21 and #19 of the farm schedule. The household consisted of 46 year old Ep M Williams as Head, his 43 year old wife Effie A, 22 year old daughter Emer E (Emma), 20 year old daughter Nancy S, 18 year old daughter Frances H, 13 year old daughter Liddie L (Lydia Ann), 12 year old daughter Vinnie D, 8 year old daughter Bertha, 5 year old daughter Addie, and 3 year old daughter Bernice, and 27 year old Boarder Milt Ayers. Effie A Williams was noted to be the mother of eleven children with nine living at the time of the census. Ep M and Effie A Williams were born in Gergia as were the children. Occupations listed were Ep M - Farmer and Children: Frances H - At School and Liddie L (Lydia), Vinnie D, Bertha - all Attending School for five months of the year. Boarder Milt Ayers was listed as Farmer and had no entry by being able to read or write. All other members of the household, except for the two youngest children, were able to read and write.

At age 27, Nancy Susan Williams married 25 year old Thomas Warn Andrews probably in Franklin County. The 1910 census found the new family living on Farm #232 of the farm schedule, dwelling #225 and Family #230 in Enumeration District 44 in Carnesville Town, Franklin County, Georgia. The household consisted of 30 year old Thomas Andrews as Head, his 31 year old wife Nancy, two sons 2 year old Clyde and 1 year old Ralph. 19 year old Hired Laborer James P Blalock also lived in the household. Nancy Andrews was noted to be the mother of two children with two living at the time of the census. All household members were born in Georgia. Occupations listed were Tom Andrews - farmer, Nancy - Farm Laborer, Home Farm, and James Blalock - Hired Laborer, Working Out**. All of the adult members of the household were able to read and write. It is of note that the Thomas Andrews farm was three farms away from that of his brother Columbus W Andrews, listed as Dwelling #228, Family #233.

In 1920 the family continued to live on their farm located in Enumeration District 44 in Carnesville District, Franklin County, Georgia. The farm was listed #47 of the farm schedule, dwelling #45 and family #47. The household consisted of 39 year old Thos Andrews as Head, his 40 year old wife Nan, 12 year old son Clyde, 10 year old son Ralph, 8 year old daughter Inez, and 5 year old son Broughton. Children Clyde, Ralph and Inez all attended school at some time since Sept 1919, and everyone except the two youngest children could read and write. All members of the household were born in Georgia. The only occupation listed was that for Thos as farmer.

The 1930 census finds the family living on a farm in Enumeration District 129-8, in Broad River District 1473 of Stephens County, Georgia. The farm was listed as #85 of the Farm Schedule, dwelling #82 and Family #85. The household consisted of 50 year old Tom W Andrews as Head,
his 50 year old wife Nancy, 22 year old son Clyde, 17 year old daughter Inez, 14 year old son T Broughton, and 7 year old D Merrell. Occupations listed were Tom Andrews - Farmer and Clyde - Laborer in Furniture Factory. T Broughton and D Merrell had attended school at some time since Sep 1929. All members of the household, except the youngest child, were able to read and write.

Nancy Andrews and her family continued to live in the Stephens County area until the time of her death. After 45 years of marriage, she was widowed Feb 12, 1951. She died at age 90 on Dec 28, 1968, in Toccoa, Stephens County, Georgia. She is buried next to her husband in the New Hope Cemetery in Toccoa, Stephens County, Georgia.