American investment banker. Wilson was born in Habersham County, Georgia near Gainesville, in about 1829, to William Wilson (d. 1849) and Rachel Wilson (1797–1870), a Scottish tanner and shoemaker. After the death of his father in 1849, he needed to find employment, so he went to Dalton, Georgia and began working as a clerk in a store owned by Levi Brotherton, a Methodist clergyman and missionary. After saving his money, he started a "general merchandise" business with W. R. High, taking his business on the road. He would buy items in Atlanta and then sell them or trade them for cotton. During this period, he met the Orme brothers, who both worked for the East Tennessee and Georgia Railroad. After heading towards Knoxville, Tennessee, and finding himself exhausted in Loudon, Tennessee, he slept on the doorstep of the town's mercantile store, owned by Ebenezer Johnston. Johnston, a South Carolina native, owned 712 acres of farmland, a large manor house and slave quarters. After Johnston saw Wilson's work, he agreed allow Wilson to marry his daughter in 1852 and to finance business ventures for Wilson. They stayed in Loudon until late 1860, when he moved his growing family to Nashville, Tennessee. During the American Civil War, the family moved to Macon, Georgia and Wilson served on the staff of Lucius B. Northrop, the Commissary-General of the Confederate States of America. Later Wilson was appointed Commissary General by Jefferson Davis, and in this capacity, he was sent to London by the Confederate Government to dispose of the cotton crop. At the end of the war, he was said to have come out of it $500,000 richer. After the war ended, Wilson began buying up defunct railroads. He moved to New York City and purchased a mansion at 511 5th Avenue that was the former home of Boss Tweed. The Wilsons lived in New York, spending summers at their cottage, "Bienveno," in Newport, Rhode Island, for the remainder of their lives. Richard opened the banking firm of Wilson Galloway & Co., which would later become R. T. Wilson & Co., the company first to take up the question of the New York Subway System. Wilson served as a director of the American Cotton Oil Co., the Fourth National Bank, the Manhattan Trust Co., Castner Electrolytic Alkali Co., the National Surety Co., Union Trust Co., the United States Casualty Co. and the Mathheson Alkali Works. He retired from business around 1906. Wilson died on November 26, 1910, aged 80, at his residence, 511 Fifth Avenue, in New York City. His estate totaled $16,072,470 at his death, of which $2,216,083 was real estate. His Newport residence, 97 Narragansett Avenue, was not valued in the appraisal. According to the terms of his will, his estate was divided among his children and grandchildren, with no bequests made to charity.