Chloe Ketterman was the daughter of Nancy Walker and Jack Ketterman. She married Thomas A Hull about 1905. They had no children. Her husband, Thomas Hull worked as a butcher.
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From "The Fifteen Children of John W. Ketterman
Minnie, Harold, Guy, Chloe, Grover, Romney, Derward
Vera, Verna, Lois, John, Esther, Paul, Marcus, and Woodrow." By Romney J Ketterman and Barbara Ketterman Pendleton 2008.

With permission from Barbara Ketterman Pendleton.

"Chloe Ketterman was born January 4, 1885, the forth child of John W. and Nancy Ketterman. Interestingly she was born in Nebraska, possibly as the family was moving from Foosland, Illinois to Pittsburg, Kansas. (Note: In one census it is noted that she was born in Kansas, and in another in Nebraska.)

But, by the time Chloe had reached school age, the family was well situated in Pittsburg, and she had two little brothers to play with.

After her mother's death in November 1892, seven-year-old Chloe and her six-year old brother Grover were sent to live with their aunt and uncle, Malissa (Lisse) and Lyman Preston. The Prestons were a young couple farming near LaHarpe,KS; Malissa was a sister of Nancy Walker Ketterman.

Unfortunately the Prestons were not having an easy time of it either. Apparently they had had twins three months earlier, with little Joseph dying soon after birth. The surviving twin, Harley, was not strong and he died in August 1894, just past his second birthday. A third son, Wayne, arrived in 1896, and the overwhelmed Preston family sent Chloe back to Pittsburg to live with her father and his family .

Records show that Chloe attended Pittsburg public school in 1895, 1896, and 1898, and 1899. It's not clear what Chloe did after that, as the 1900 census does not show her living in her father's household. It's possible she spent some time with her brother, Grover, who had found work in Iowa.

In any case, at age 19 (about 1904), Chloe married a 30-year old Spanish-American War Veteran from Iowa named Thomas A. Hull. The 1910 census shows Chloe and her husband living in a rooming house in Sioux City, IA, where Thomas worked in a packing plant.

Apparently Chloe did not keep in close contact with her father or her siblings after her marriage. Her nephew Romney Ketterman, born in 1921, does not remember hearing about her at all. And it is especially telling that in providing information from her death certificate, her husband of 25 years could not even provide the county officials with her mother's name.

By 1913 Chloe and her husband had moved to Sioux Falls, SD, where Thomas found work as a butcher in one of the area's many packing plants. And it seems to be about this time that Chloe began using a different name.

Certainly Chloe had seen her name misspelled and mangled all her life, and according to the family Bible, she had no middle name to use as backup. But no one knows why Chloe chose the name Ethel, nor why she was known only as Ethel while she was in Sioux Falls. Interestingly, her death certificate lists her as Chloie (sic) Tillie Hull."

Chloe/Ethel suffered from diabetes and she never had any children. In August 1929 she developed blood poisoning from an infected toe nail. She died September 30th at the McKennon Hospital in Sioux Falls. Within two days her body was buried in the Ketterman family plot in Pittsburg, Kansas. Her gravestone reads simply Mrs. T. A. Hull."

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(Note: Many of the Ketterman children had difficulty dealing with their harsh father, Jack Ketterman. More then one of them was forced to leave home, or run away. It is possible that Chloe had the same difficulty with her father and chose to disappear and that could explain why she changed her name. I don't know that this is so, but may be a possible explanation.

The children of Nancy Walker were pretty scattered after her death and home with their father was usually untenable if not dangerous.

Her stepmother, though reportedly a very kind and loving mother to her own children, ignored her step-children as if they weren't there and Jack Ketterman was abusive. This may also account for the discrepancy in her place of birth in census records.

Romney, after one beating declared to his father that it would be the last time and ran away to live with his uncle Willis Cline Walker. Another son, Woodrow, after standing up to his father and fighting back, had to leave for the army as his father sat on the porch with a shotgun waiting for his return.)

These facts are gleaned from Romney and Barbara's book cited above.