Married to James Thomas Dowdy on December 16, 1906 in Oakland Township, Chatham County, North Carolina. They were living apart on the 1910 US Census and listed as divorced on the 1920 US Census. Her death certificate shows "single", his shows "widowed". No record of any children, or any other marriages.
*********************************
1870 United States Federal Census
Name: Florence Stedman
Age in 1870: 11
Birth Year: abt 1859
Birthplace: North Carolina
Home in 1870: Oakland, Chatham, North Carolina
Race: White
Gender: Female
Post Office: Grove
Household Members: Name Age
James Stedman 60
Sarah Stedman 55
Elisabeth Stedman 26
Oran W Stedman 21
Mary J Stedman 20
Anna Stedman 13
James Stedman 16
Florence Stedman 11
Sarah Stedman 7
George Panest 22
Henry Dawdy 12

1880 United States Federal Census
Name: Florence V. Stedman
Age: 19
Birth Year: abt 1861
Birthplace: North Carolina
Home in 1880: Oakland, Chatham, North Carolina
Race: White
Gender: Female
Relation to Head of House: Daughter
Marital Status: Single
Father's Name: James M. Stedman
Father's Birthplace: North Carolina
Mother's Name: Sarah Stedman
Mother's Birthplace: North Carolina
Occupation: At Home
Household Members: Name Age
James M Stedman 68
Sarah Stedman 62
Elizabeth Stedman 25
Mary G Stedman 23
James A Stedman 26
Anna Stedman 21
Florence V Stedman 19
Sarah E Stedman 16
Charles Stedman 12
Wesley Clegg 22

1900 United States Federal Census
Name: Florence Stedman
Age: 37
Birth Date: Mar 1863
Birthplace: North Carolina
Home in 1900: Oakland, Chatham, North Carolina
Race: White
Gender: Female
Relation to Head of House: Sister
Marital Status: Single
Father's Birthplace: North Carolina
Mother's Name: Sallie Stedman
Mother's Birthplace: North Carolina
Household Members: Name Age
James A Stedman 46
Sallie Stedman 78
Lizzie Stedman 57
Florence Stedman 37
Eliza Stedman 84

North Carolina Marriage Collection, 1741-2004
Name: James T Dowdy
Gender: Male
Birth Date: abt 1870
Age: 36
Race: White
Spouse: Florence Steadman
Spouse Gender: Female
Spouse Age: 36
Spouse Race: White
Marriage Date: 16 Dec 1906
Marriage Location: Oakland
Marriage County: Chatham
Marriage State: North Carolina
Source Vendor: North Carolina State Archives

1910 United States Federal Census
Name: Florence Dowdy
Age in 1910: 48
Birth Year: 1862
Birthplace: North Carolina
Home in 1910: Oakland, Chatham, North Carolina
Race: White
Gender: Female
Relation to Head of House: Daughter
Marital Status: Married
Father's Birthplace: North Carolina
Mother's Name: Sallie Stedman
Mother's Birthplace: North Carolina
Household Members: Name Age
Sallie Stedman 90
Elizabeth Stedman 70
Adolphus J Stedman 55
Florence Dowdy 48
Roy Stedman 8

1920 United States Federal Census
Name: Florance Steadman
Age: 58
Birth Year: abt 1862
Birthplace: North Carolina
Home in 1920: Oakland, Chatham, North Carolina
Race: White
Gender: Female
Relation to Head of House: Sister
Marital Status: Divorced
Father's Birthplace: North Carolina
Mother's Birthplace: North Carolina
Able to Read: Yes
Able to Write: Yes
Household Members: Name Age
James A Steadman 64
Elizabeth Steadman 78
Florance Steadman 58

North Carolina Death Certificates, 1909-1975
Name: Florence Virginia Steadman
Gender: Female
Race: White
Age: 85
Marital status: Single
Occupation: At home
Birth Date: 1860
Birth Place: Chatham, North Carolina, United States
Death Date: 23 Aug 1945
Death Location: Sanford, Lee
Father's Name: Madison Steadman
Mother's Name: Sallie Dowdy
Residence: Sanford, Chatham, North Carolina
Cause of death: suspect carcinoma of stomach
Informant: Ray L Rhodes, Rt 4, Sanford NC