--Graduate of the University of Tennessee with a degree in Business.
--Occupation: Ray had been Chief Financial Officer of Carolinas Telco Federal Credit Union. He retired as Chief Executive Officer.
--He married Ann Johnson. They moved to Charlotte in 1982. They had a son, Nick.
--active member of Sharon Presbyterian Church, where he was in the Horizons Sunday School Class and had been active with the Boy Scouts.
--Graduate of the University of Tennessee with a degree in Business.
--Occupation: Ray had been Chief Financial Officer of Carolinas Telco Federal Credit Union. He retired as Chief Executive Officer.
--He married Ann Johnson. They moved to Charlotte in 1982. They had a son, Nick.
--active member of Sharon Presbyterian Church, where he was in the Horizons Sunday School Class and had been active with the Boy Scouts.
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