Chloe was the second of nine children of Josiah M. Adsit and Maria Knapp. She was born at Rome, New York, but came to Potsdam as a young child. Sadly, she died at five years and four months. Chloe would have been buried at Elderkin Cemetery on Pierrepont avenue, or else in the larger Knowles cemetery (sometimes called the Village Cemetery) at the foot of Willow street in Potsdam. However, both cemeteries were abandoned during the 1870s and nearly all of the bodies were re-interred at Bayside Cemetery. This included the remains of Chloe's grandparents, Asa Knapp and Mary Wright Knapp Raynsford.
According to a published Knapp family history written in 1911 by his granddaughter Emma Leona Knapp Hall, Asa dug the first grave at the cemetery along Pierrepont. But when he died unexpectedly in 1807, Asa became the second person buried at Elderkin.
Among the Adsit's neighbors in Potsdam was the family of Orrin Deming. His daughter Mary died in 1823 and was buried in a grave at the Willow street cemetery. In October 1914, workmen laying a water pipe on lower Willow street accidentally dug up four coffins and some human remains and artifacts. One of these was the long-buried headstone of little Mary Deming. Beneath it lay her coffin, which contained a skull and a number of small bones. Chloe Adsit died in 1827, and her infant sister Laura Ann followed her in 1828. Both girls could have been buried in the Knowles (Village) cemetery, or else at Elderkin near their grandfather, Asa Knapp (Mary Wright Knapp Raynsford didn't die until 1845). Both girls' remains would have been transferred to Bayside cemetery, following those of their grandparents.