Annie Vick Carter McKinney Baltishwiler had a difficult life. Her first husband, Aaron McKinney, died three months after they married during a visit to his sister's house in Mississippi. During the Civil War Battle of Franklin, she took refuge with her family in the Carter House basement, only to learn after the the Battle that her brother Tod Carter had been mortally wounded. He was initially carried from the battlefield to the chaise longue in her room. The next day, as she was helping care for the injured on the battlefield, she met a Union soldier/cartographer who was making sketches of the ruined cotton gin house. Being artistically talented herself, they struck up an acquaintance. Franz "Frank" Baltishwiler was mustered out of the U.S. Army in Nashville in October 1865 and they married a year later. They went to New Orleans, where Frank tried to survive as an artist. They were living in penury when their first child, a daughter, was born and died. Annie's father, Fountain Branch Carter, sent money so they could move back to Tennessee. Their next child, named Frank after his father, only lived nine days. He is buried between his grandparents, Fountain and Polly Carter, in the Old City Cemetery in Franklin, Tennessee. Their next child, Bernard, died when he was thirteen while working as a messenger boy for the Nashville _American_ newspaper. He fell down a stairwell, crushed his arms and skull and died.

Husband Frank contracted meningitis and sought treatment at the Federal soldier's home in Dayton, Ohio, where he died in 1897. Annie survived him by three years, dying in Triune, Tennessee. The family believes she was buried in the Triune Methodist Church Cemetery, but a grave marker for her does not exist. Interestingly, there is an entry for Ann Baltishweiler in an early published guide to the Old City Cemetery in Franklin.