Frances R. Wall Cumberland was the last of five children born to Ann and William H. Wall. She was born in Pennsylvania but her parents were both born in Ohio. Both her mother's and father's parents were born in England.
She married Harry Roy Cumberland of Pennsylvania in 1919; and according to the 1930 Federal Census they had four children at the time: Lillian, Phyllis, Vernon and Theodore.
Frances and Harry had a wonderful married life together, and were fun people to know.