Caroline Palmer was the daughter and oldest child of Daniel and Nancy Anna "Ann" (DeLauter) Palmer. She was most likely born in the Ellerton area of Frederick County. She married Charles Peter "Peter" Gaver in Frederick County Maryland. They obtained their marriage license on September 18, 1847. They lived next to her parents in all the census records.
She died at the age of 60, probably in the Ellerton area of Frederick County Maryland. She had eleven children, with eight living to be adults.