"Jacob Ard's 1900 US Census on FamilySearch.org listed most of Jacob and Caroline (Carrie) Kent Ard's children names.
In the family photo, that someone graciously shared, I would say children in the back row are Alta Maud Ard and Walter C. Ard. Children next to Carrie would be Lester O. Ard and Ilif Jacob Ard. The girl in the front would be Viva Ard - as she looks old enough to be the child born between Lester and Ilif J. Ard. Since the photo does not have Bertha or Golda in it, I would hazard a guess it may have been taken about 1897-1898.