Elmina was the daughter of Julia Ann (Woodmansee) and Gordon Cloyd of Darke County. She grew up in German Township, but moved to Richmond in her early 30s where she was employed in a "domestic" setting.
Elmina and Samuel Garrison (1864-1949) were married September 13, 1896 in Darke County by minister O.D. Becker. Their son was Elvin Waldo Garrison (1898-1986). The family lived in Richmond and eventually moved back to Darke County, Harrison Township where Elmina passed away.