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Ralph M "Hub" Beale
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Birth: May 28, 1883
Illinois, USA
Death: Apr. 10, 1966
Lancaster County
Nebraska, USA

Ralph M. Beale, who is president of the Bank of Waverly and is also engaged in the insurance business, ranks among the leading citizens of Waverly. He was born at Farmington, Illinois, on the 28th of May, 1883, and is a son of Thomas J. and Maggie (Marshall) Beale. His ancestry has been traced back to the year 1700 and representatives of the name have been prominent in the various localities in which they have lived. His father's birth occurred in Pennsylvania on the 4th of March, 1851, but in early manhood he removed to Farmington, Illinois, and there engaged in merchandising. Later he turned his attention to the theatrical business, which he followed in various places, but in 1870 he located at Greenwood, Nebraska, and in partnership with a Mr. Meeker established a grain business, which they conducted for two years. At the end of that time he returned to Illinois on account of his father's ill health but following the latter's demise in 1883 Thomas J. Beale again came to Nebraska. Four years later he purchased an interest in the Bank of Waverly and was cashier of that institution for twenty-four years, or until his death, which occurred in November, 1911. He was also at one time a stockholder in a number of other banks but shortly before his death disposed of his interests herein. His wife was born near Farmington, Illinois and died in Waverly, Nebraska, in 1891. To them were born two children, of whom Ralph M. is the elder, the other being Zella K., the wife of Percy M. Beach, who is living in Arean, Colorado, and is engaged in farming and in installing irrigation systems.

Ralph M. Beale was reared under the parental roof and received a good education. After he had completed the high school course at Waverly he entered the State University at Lincoln, where he remained during the year 1902-3. About 1900, however, he had entered the State Bank of Waverly, of which his father was cashier, and after leaving school he turned his entire attention to mastering the banking business. He became thoroughly familiar with the routine of banking practice and also gained an understanding of the principles of finance which underlie the banking system, and subsequent to the death of his father in 1911 he was chosen cashier of the institution. In July 1913, he was made president of the bank and he has since served in that capacity, ably directing its policy. The institution has the full confidence of the community and has been a factor in the legitimate business expansion of Waverly since it was founded in 1885 by Hugh Leal and H. Meeker. Mr. Beale gives much of his time to his duties as president of the bank but is also engaged in the insurance business and has likewise gained success in that connection. He holds title to residence property in Waverly and also owns land in Texas.

On the 1st of August, 1907, occurred the marriage of Mr. Beale and Miss Henrietta Loder, a daughter of William A. and Margaret (Landon) Loder. Her father was born in Coshocton, Ohio, on the 17th of October, 1846, and her mother in Liberty, Pennsylvania, on the 28th of June 1854. For many years Mr. Loder followed farming in the vicinity of Ashland, Nebraska, where he located about 1870. He passed away on the 14th of March, 1899, but is survived by his wife, who resides with her daughter, Mrs. Beale. The latter is the youngest of three children, the others being: Ira, who is now residing on a farm near Waverly; and Ila, the wife of G. C. Pennington.

The Capital City
Lancaster County Nebraska

Andrew J. Sawyer
Supervising Editor

Chicago, Illinois
The S. J. Clarke Publishing Company
Family links: 
  Thomas J Beale (1851 - 1911)
  Henrietta S Loder Beale (1888 - 1968)*
*Calculated relationship
Rosehill Cemetery
Lancaster County
Nebraska, USA
Created by: Susan Petersen
Record added: Sep 17, 2005
Find A Grave Memorial# 11768844
Ralph M Hub Beale
Added by: Susan Petersen
Ralph M Hub Beale
Added by: Susan Petersen
Ralph M Hub Beale
Added by: Susan Petersen
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With many fond memories of "Uncle" Hub - all your stories and amazing scrapbooks.
- Susan Petersen
 Added: Apr. 18, 2010

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