Rachel was born the daughter of Waitman Richards and Sarah "Sally" Hodges in Franklin County Virginia. She was the last-born of a large family of sisters and brothers.
Apparently Rachel never married, or was widowed. She is shown living with her brother Robert in the 1880 census.
1880 census Snow Creek District, Franklin Co VA Robert Richards 78 widower, laborer sister Rachel Richards 61 keeping house grandson Charlie 6 grandaughter Sincie A. 4 grandson John L. 3
LINEAGE: Waitman RICHARDS  Franklin Co VA Edward RICHARDS  MD/ Franklin Co VA Benjamin RICHARDS  MD/old Lunenburg & Franklin Co VA Edward RICHARDS  Manchester, Lancashire England/MD