Frances is the daughter of Mathias and Elizabeth (Linck) Kaltz. Her siblings include Raymond, Marcella, Eugene, and Edmund. Half-siblings are George and Clarence Kaltz. Frances married Eugene Sibley and lived in the Detroit area.
There is a pre-deceased marker for Frances at St. Mary's Cemetery, North Branch Michigan. She has a shared stone with uncle, John Linck and aunt, Gertrude Linck. John and Gertrude are the siblings of Frances's mother, Elizabeth.